/* --- Section 1: Banner --- */
.digital-insurance-banner {
    background: linear-gradient(45deg, #f1f4ff, #ffdddd38);
    padding: 100px 0 60px;
    overflow: hidden;
}

 
 

.digital-insurance-image-stack img {
    width: 100%;
    border-radius: 12px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

/* --- Section 2: Challenges --- */
.digital-insurance-challenge-card {
    background: #fff;
    padding: 40px 30px;
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    position: relative;
    overflow: hidden;
    height: 100%;
    border: 1px solid #e2e8f0;
    transition: transform 0.3s ease;
}

    .digital-insurance-challenge-card:hover {
        transform: translateY(-5px);
    }

.digital-insurance-icon-badge {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: linear-gradient(135deg, #0284c7 0%, #38bdf8 100%);
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin-bottom: 20px;
}

.digital-insurance-watermark-icon {
    position: absolute;
    right: -20px;
    bottom: -20px;
    font-size: 8rem;
    color: #cbd5e1;
    opacity: 0.15;
}

.digital-insurance-card-text {
    font-size: 1.05rem;
    line-height: 1.6;
    margin: 0;
}




/* --- Section 3: Transform --- */

.digital-insurance-section {
    background: linear-gradient(45deg, #f1f4ff, #ffdddd38);
}

/* --- Section 3: Transform --- */
.digital-insurance-modern-card {
    background: #ffffff;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.06);
    border-left: 6px solid #f97316;
    margin-bottom: 30px;
}

.digital-insurance-example-box {
    padding: 18px;
    border-radius: 10px;
    background: #ffffff;
    border: 1px solid #ededed;
    border-left: 4px solid #ff7a00;
    display: flex;
    align-items: center;
    gap: 15px;
    width: 100%;
}

    .digital-insurance-example-box i {
        font-size: 1.8rem;
        color: #f97316;
    }


/* --- Section 4: Capabilities --- */
.digital-insurance-timeline-item {
    background: #ffffff;
    padding: 30px 20px;
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.05);
    text-align: center;
    margin-bottom: 30px;
    height: calc(100% - 30px);
    border: 1px solid #f1f5f9;
    transition: all 0.3s;
}

    .digital-insurance-timeline-item:hover {
        box-shadow: 0 10px 25px rgba(0,0,0,0.1);
        border-color: #cbd5e1;
    }

.digital-insurance-timeline-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 20px;
    background: #ffeee6;
    color: #f26622;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
}

.digital-insurance-timeline-item h3 {
    font-size: 20px;
    font-weight: 500;
    margin-bottom: 10px;
}

.digital-insurance-timeline-item p {
    margin-bottom: 0;
}

/* --- Section 5: Why Partner --- */
.digital-insurance-why-section {
    background: linear-gradient(45deg, #f1f4ff, #ffdddd38);
}

.digital-insurance-tech-card {
    display: flex;
    background: #fff;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.05);
    margin-bottom: 30px;
    border-top: 4px solid var(--accent-color);
    height: calc(100% - 30px);
    align-items: center;
}

.digital-insurance-icon-left {
    font-size: 2.5rem;
    color: var(--accent-color);
    margin-right: 20px;
}

.digital-insurance-content-right p {
    margin-bottom: 0;
}

/* --- Section 6: Outcomes --- */
.digital-insurance-infographic-row {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    justify-content: center;
    margin-top: 40px;
    margin-bottom: 30px;
}

.digital-insurance-info-wrapper {
    flex: 1 1 calc(20% - 20px);
    min-width: 200px;
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
}


.digital-insurance-info-card {
    background: #ffffff;
    padding: 25px 20px;
    border-radius: 10px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.06);
    text-align: center;
    border-bottom: 4px solid var(--theme-color);
    width: 100%;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

    .digital-insurance-info-card i {
        font-size: 2rem;
        color: var(--theme-color);
        margin-bottom: 15px;
    }

    .digital-insurance-info-card p {
        font-weight: 500;
        font-size: 1rem;
        margin: 0;
    }

/* --- Section 7: Call to Action --- */
.digital-insurance-call-action {
    background: linear-gradient(45deg, #f1f4ff, #ffdddd38);
}

  

.digital-insurance-call-div {
    text-align: center;
    margin: 0 auto;
}

 
 

/* --- FAQ Section --- */
.digital-insurance-faq-wrapper {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.digital-insurance-faq-item {
    display: flex;
    background: #ffffff;
    padding: 25px;
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.05);
    border-left: 5px solid rgba(var(--theme-rgb), 1);
}

.digital-insurance-faq-icon {
    font-size: 1.8rem;
    color: rgba(var(--theme-rgb), 1);
    margin-right: 20px;
    margin-top: 5px;
}

.digital-insurance-q-badge {
}

.digital-insurance-faq-question {
    font-size: 20px;
    display: block;
}

.digital-insurance-faq-answer {
    color: #475569;
    margin: 0;
    line-height: 1.6;
}

/* Responsive Adjustments */
@media (max-width: 767px) {


    .digital-insurance-infographic-row {
        flex-direction: column;
    }

    .digital-insurance-faq-item {
        flex-direction: column;
    }

    .digital-insurance-faq-icon {
        margin-bottom: 15px;
    }

    .digital-insurance-tech-card {
        flex-direction: column;
        text-align: center;
    }

    .digital-insurance-icon-left {
        margin-right: 0;
        margin-bottom: 15px;
    }
}